1. Educational information only
Everyday Totals provides general calculators, games, articles, examples, and estimates for educational and informational purposes. The site does not provide financial, investment, tax, legal, accounting, insurance, transportation, engineering, utility, or other professional advice. Nothing on the site creates a professional, fiduciary, advisory, or client relationship.
You are responsible for checking important numbers against bills, contracts, provider terms, current rates, and qualified professional advice before acting. Do not use a result where an error could cause significant financial loss, property damage, injury, or violation of law.
2. Estimates and no guarantee
Results depend on the values entered and the assumptions explained on each page and in the methodology. Actual costs can differ because of price changes, taxes, fees, usage patterns, billing rules, rounding, equipment behavior, and facts the tools do not request. We do not guarantee that content is complete, current, available, or error-free, or that a suggested scenario will save money.
3. Responsible use
You may use the site for lawful personal or internal informational purposes. You agree not to:
- interfere with the site's operation, security, or access controls;
- attempt to introduce malware, overload the service, scrape it at a disruptive rate, or test vulnerabilities without written permission;
- misrepresent a calculator estimate as a guaranteed or professionally certified result;
- copy, frame, republish, or sell substantial portions of the site in a way that infringes rights or suggests endorsement;
- use the contact form for spam, unlawful material, harassment, or sensitive account information.
4. Intellectual property
The site's original design, text, game scenarios, graphics, organization, and software are owned by or licensed to Everyday Totals and are protected by applicable law. You may print or save reasonable excerpts for personal use with attribution. Brand names and trademarks belonging to others remain the property of their respective owners.
5. Advertising and third-party links
The site may display advertising and link to third-party websites. Ads and links do not change calculator results. Unless specifically stated, a link or ad does not represent endorsement, a partnership, or a guarantee. Third parties control their own content, offers, security, terms, and privacy practices. Any interaction or transaction with a third party is between you and that third party.
6. Availability and changes
Features, formulas, pages, or access may be changed, suspended, or discontinued without notice. We may correct errors or update these terms. Continued use after updated terms are posted means you accept the revised terms.
7. Disclaimer of warranties
To the fullest extent permitted by law, the site is provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, merchantability, title, non-infringement, availability, or security.
8. Limitation of liability
To the fullest extent permitted by law, Everyday Totals and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost savings, lost data, or decisions made in reliance on the site. Where liability cannot be excluded, it is limited to the minimum amount allowed by applicable law. Some jurisdictions do not allow certain exclusions, so part of this section may not apply to you.
9. Governing principles
These terms are intended to be enforced to the maximum extent allowed by applicable law. If one provision is unenforceable, the remaining provisions remain in effect. Failure to enforce a provision is not a waiver.
10. Contact
Questions, error reports, or permission requests can be sent through the contact form.